Rates


Interest Rate Effective Date: 6/28/2017
 

Loan Rates
Loans Annual Percentage Rate (APR) Collateral
New Vehicles As Low as 1.95% New Vehicle
Used Vehicles As Low As 1.95% Used Vehicle
Home Equity Real Estate As Low As 3.75% 1st Real Estate Mortgage
Home Equity Real Estate As Low As 3.75% 2nd Real Estate Mortgage
Real Estate Call for Current Rates 1st Real Estate Mortgages Maturities more than 10 years
Signature As Low As 7.0% Loan less than 100% Secured Matures 12 months or less
Visa Classic 9.90% No annual fee, points can be earned for travel and merchandise
Visa Super Classic 8.90% 10.00 annual fee, points can be earned for travel and merchandise
Visa Share Secured 7.90% No annual fee, points can be earned for travel and merchandise


Share Savings
Type of Account Dividend Rate Annual Percentage Yield (APY) Requirements
Regular Shares (S1) .10% .10% $15.00 balance
Secondary Shares – (S2) .10% .10% None
Vacation Club – (S4) .10% .10% None
Christmas Club – (S5) .10% .10% None
Bonus - (S6) .20% .20% $500.00 - $24,999.99
Bonus - (S6) .30% .30% $25,000.00 - $49,999.99
Bonus - (S6) .30% .30% $50,000.00 - +
Escrow - (S7) 0.05% 0.05% None
IRA Daily - (S8, S18, S60, S70) 1.00% 1.00% None
Dividend Bearing Share Drafts 0.05% 0.05% $750.00 minimum to avoid $7.50 fee


Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months .25% .25% $500 - $9,999
12 Months .40% .40% $500 - $9,999
24 Months .75% .75% $500 - $9,999
36 Months 1.00% 1.00% $500 - $9,999 (1 time bump offer)
48 months 1.25% 1.26% $500 - $9,999 (1 time bump offer)
60 Months 1.40% 1.41% $500 - $9,999 (1 time bump offer)
6 Months .40% .40% $10,000 and Over
12 Months .55% .55% $10,000 and Over
24 Months .90% .90% $10,000 and Over
36 Months 1.25% 1.26% $10,000 and Over (1 time bump offer)
48 Months 1.40% 1.41% $10,000 and Over (1 time bump offer)
60 Months 1.55% 1.56% $10,000 and Over (1 time bump offer)
18 Months Special .70% .70% $5,000 and Over (1 time bump after 6 months)


IRA Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months .40% .40% $500 and Over
12 Months .55% .55% $500 and Over
24 Months .90% .90% $500 and Over
36 Months 1.25% 1.26% $500 and Over (1 time bump after 1 year)
48 Months 1.40% 1.41% $500 and Over (1 time bump after 1 year)
60 Months 1.55% 1.56% $500 and Over (1 time bump after 1 year)
18 Months Special .70% .70% $5000 and Over (1 time bump after 6 months)

Tough Enough to Wear Pink Raffle

How would you like the opportunity to win some great prizes? Once again in September we will be raising funds for Tough Enough to Wear Pink. We will be holding a raffle in our lobby starting on Monday, September 11th - Friday, September 22nd. You can purchase raffle tickets for $1.00 each and pick the prizes you would like to win! Details coming soon on the great prizes we will have available! Stop in starting on Monday, September 11th to start purchasing raffle tickets and see all the great prizes on display in our lobby. On Friday Sept 15th we will have a live radio remote with WGO starting at 11:00 am. There will be a free will offering lunch, door prizes and Tough Enough to Wear Pink merchandise available for sale! All funds raised from this raffle will go to the Trinity Cancer Rehabilitation Program. Thank you for your support and good luck!


Prairie Federal Visa Card

Our Visa credit card has a Scorecard rewards program which earns you a point for every net dollar you spend. Use those points for merchandise as well as airline tickets. Check your points at www.scorecardrewards.com or call 1-800-854-0790. Our Visa credit card also offers low interest rates as well as the convenience of our staff helping you with any questions or concerns.


LOBBY

mon-fri • 8am-5:30pm
sat closed

DRIVE-UP

mon-fri • 7:30am-6pm
sat 8am - 1pm
1430 South Broadway, Minot, ND 58701

1-800-286-1650
1-701-837-5353
Site created and maintained by KKBOLD • copyright ® Prairie Federal Credit Union 2014