Rates


Interest Rate Effective Date: 6/28/2017
 

Loan Rates
Loans Annual Percentage Rate (APR) Collateral
New Vehicles As Low as 2.25% New Vehicle
Used Vehicles As Low As 2.25% Used Vehicle
Home Equity Real Estate As Low As 3.75% 1st Real Estate Mortgage
Home Equity Real Estate As Low As 3.75% 2nd Real Estate Mortgage
Real Estate Call for Current Rates 1st Real Estate Mortgages Maturities more than 10 years
Signature As Low As 7.0% Loan less than 100% Secured Matures 12 months or less
Visa Classic 9.90% No annual fee, points can be earned for travel and merchandise
Visa Super Classic 8.90% 10.00 annual fee, points can be earned for travel and merchandise
Visa Share Secured 7.90% No annual fee, points can be earned for travel and merchandise


Share Savings
Type of Account Dividend Rate Annual Percentage Yield (APY) Requirements
Regular Shares (S1) .10% .10% $15.00 balance
Secondary Shares – (S2) .10% .10% None
Vacation Club – (S4) .10% .10% None
Christmas Club – (S5) .10% .10% None
Bonus - (S6) .20% .20% $500.00 - $24,999.99
Bonus - (S6) .30% .30% $25,000.00 - $49,999.99
Bonus - (S6) .30% .30% $50,000.00 - +
Escrow - (S7) 0.05% 0.05% None
IRA Daily - (S8, S18, S60, S70) 1.00% 1.00% None
Dividend Bearing Share Drafts 0.05% 0.05% $750.00 minimum to avoid $7.50 fee


Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months .25% .25% $500 - $9,999
12 Months .40% .40% $500 - $9,999
24 Months .75% .75% $500 - $9,999
36 Months 1.00% 1.00% $500 - $9,999 (1 time bump offer)
48 months 1.25% 1.26% $500 - $9,999 (1 time bump offer)
60 Months 1.40% 1.41% $500 - $9,999 (1 time bump offer)
6 Months .40% .40% $10,000 and Over
12 Months .55% .55% $10,000 and Over
24 Months .90% .90% $10,000 and Over
36 Months 1.25% 1.26% $10,000 and Over (1 time bump offer)
48 Months 1.40% 1.41% $10,000 and Over (1 time bump offer)
60 Months 1.55% 1.56% $10,000 and Over (1 time bump offer)
18 Months Special .70% .70% $5,000 and Over (1 time bump after 6 months)


IRA Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months .40% .40% $500 and Over
12 Months .55% .55% $500 and Over
24 Months .90% .90% $500 and Over
36 Months 1.25% 1.26% $500 and Over (1 time bump after 1 year)
48 Months 1.40% 1.41% $500 and Over (1 time bump after 1 year)
60 Months 1.55% 1.56% $500 and Over (1 time bump after 1 year)
18 Months Special .70% .70% $5000 and Over (1 time bump after 6 months)

Looking for a new or used vehicle?

Prairie Federal is now offering an enhanced service online! You can shop for a new or used vehicle all in the comfort of your own home or on the go! Click for more information on this great new service!


Spook-N-$ave

Now accepting gently used children’s Halloween Costumes for our 2018 Costume Exchange! This great project was created by Nanci Wilson with North Star Community Credit Union in Grafton ND. Please drop off all size costumes anytime in our lobby from 8-5:30pm. The costume exchange will be free for all. Date will be announced in 2018.


LOBBY

mon-fri • 8am-5:30pm
sat closed

DRIVE-UP

mon-fri • 7:30am-6pm
sat 8am - 1pm
1430 South Broadway, Minot, ND 58701

1-800-286-1650
1-701-837-5353
Site created and maintained by KKBOLD • copyright ® Prairie Federal Credit Union 2014