Rates


Interest Rate Effective Date: 09/15/18
 

Loan Rates
Loans Annual Percentage Rate (APR) Collateral
New Vehicles As Low as 2.50% New Vehicle
Used Vehicles As Low As 2.50% Used Vehicle
Recreational Vehicles As Low As 3.25% RV's, Boats, Campers, Motorcycles,Snowmobiles, ATVs and Ice Houses
Home Equity Real Estate As Low As 3.99% 1st Real Estate Mortgage
Home Equity Real Estate As Low As 3.99% 2nd Real Estate Mortgage
Real Estate Call for Current Rates 1st Real Estate Mortgages Maturities more than 10 years
Signature As Low As 7.25% Loan less than 100% Secured Matures 12 months or less
Visa Classic 9.90% No annual fee, points can be earned for travel and merchandise
Visa Super Classic 8.90% 10.00 annual fee, points can be earned for travel and merchandise
Visa Share Secured 7.90% No annual fee, points can be earned for travel and merchandise


Share Savings
Type of Account Dividend Rate Annual Percentage Yield (APY) Requirements
Regular Shares (S1) .10% .10% $15.00 balance
Secondary Shares – (S2) .10% .10% None
Vacation Club – (S4) .10% .10% None
Christmas Club – (S5) .10% .10% None
Bonus - (S6) .20% .20% $500.00 - $24,999.99
Bonus - (S6) .30% .30% $25,000.00 - $49,999.99
Bonus - (S6) .30% .30% $50,000.00 - +
Escrow - (S7) 0.05% 0.05% None
IRA Daily - (S8, S18, S60, S70) 1.00% 1.00% None
Dividend Bearing Share Drafts 0.05% 0.05% $750.00 minimum to avoid $7.50 fee


Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months 0.15% 0.15% $500 - $9,999
12 Months 1.244% 1.25% $500 - $9,999
24 Months 1.739% 1.75% $500 - $9,999
36 Months 2.477% 2.50% $500 - $9,999 (1 time bump offer)
48 months 2.133% 2.15% $500 - $9,999 (1 time bump offer)
60 Months 2.771% 2.80% $500 - $9,999 (1 time bump offer)
6 Months 0.399% .40% $10,000 and Over
12 Months 1.491% 1.50% $10,000 and Over
24 Months 1.985% 2.00% $10,000 and Over
36 Months 2.722% 2.75% $10,000 and Over (1 time bump offer)
48 Months 2.379% 2.40% $10,000 and Over (1 time bump offer)
60 Months 3.016% 3.05% $10,000 and Over (1 time bump offer)


IRA Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months 0.399% 0.40% $500 and Over
12 Months 1.491% 1.50% $500 and Over
24 Months 1.985% 2.00% $500 and Over
36 Months 2.722% 2.75% $500 and Over (1 time bump after 1 year)
48 Months 2.379% 2.40% $500 and Over (1 time bump after 1 year)
60 Months 3.016% 3.05% $500 and Over (1 time bump after 1 year)

Donation Requests

When requesting a donation or sponsorship we are now asking that a donation form be completed. Click above for more details.


Spook and Save Costume Exchange Postponed

Spook-N-Save Costume Exchange is postponed until 2019. Click below for more details...


LOBBY

mon-fri • 8am-5:30pm
sat closed

DRIVE-UP

mon-fri • 7:30am-6pm
sat 8am - 1pm
1430 South Broadway, Minot, ND 58701

1-800-286-1650
1-701-837-5353
Site created and maintained by KKBOLD • copyright ® Prairie Federal Credit Union 2014