Rates


Interest Rate Effective Date: 10/01/18
 

Loan Rates
Loans Annual Percentage Rate (APR) Collateral
Equipment As low as 5.00% *New* Tractors, bobcots, trailers
New Vehicles As Low as 2.50% New Vehicle
Used Vehicles As Low As 2.50% Used Vehicle
Recreational Vehicles As Low As 3.75% RV's, Boats, Campers, Motorcycles,Snowmobiles, ATVs and Ice Houses
Home Equity Real Estate As Low As 3.99% 1st Real Estate Mortgage
Home Equity Real Estate As Low As 3.99% 2nd Real Estate Mortgage
Real Estate Call for Current Rates 1st Real Estate Mortgages Maturities more than 10 years
Signature As Low As 7.25% Loan less than 100% Secured Matures 12 months or less
Visa Classic 9.90% No annual fee, points can be earned for travel and merchandise
Visa Super Classic 8.90% 10.00 annual fee, points can be earned for travel and merchandise
Visa Share Secured 7.90% No annual fee, points can be earned for travel and merchandise


Share Savings
Type of Account Dividend Rate Annual Percentage Yield (APY) Requirements
Regular Shares (S1) .10% .10% $15.00 balance
Secondary Shares – (S2) .10% .10% None
Vacation Club – (S4) .10% .10% None
Christmas Club – (S5) .10% .10% None
Bonus - (S6) .20% .20% $500.00 - $24,999.99
Bonus - (S6) .30% .30% $25,000.00 - $49,999.99
Bonus - (S6) .30% .30% $50,000.00 - +
Escrow - (S7) 0.05% 0.05% None
IRA Daily - (S8, S18, S60, S70) 1.00% 1.00% None
Dividend Bearing Share Drafts 0.05% 0.05% $750.00 minimum to avoid $7.50 fee


Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months 0.15% 0.15% $500 - $9,999
12 Months 1.244% 1.25% $500 - $9,999
24 Months 1.739% 1.75% $500 - $9,999
36 Months 2.477% 2.50% $500 - $9,999 (1 time bump offer)
48 months 2.133% 2.15% $500 - $9,999 (1 time bump offer)
60 Months 2.771% 2.80% $500 - $9,999 (1 time bump offer)
6 Months 0.399% .40% $10,000 and Over
12 Months 1.491% 1.50% $10,000 and Over
24 Months 1.985% 2.00% $10,000 and Over
36 Months 2.722% 2.75% $10,000 and Over (1 time bump offer)
48 Months 2.379% 2.40% $10,000 and Over (1 time bump offer)
60 Months 3.016% 3.05% $10,000 and Over (1 time bump offer)


IRA Share Certificates – Early Withdrawal Penalties Apply
Term Dividend Rate Annual Percentage Yield (APY) Minimum Balance
6 Months 0.399% 0.40% $500 and Over
12 Months 1.491% 1.50% $500 and Over
24 Months 1.985% 2.00% $500 and Over
36 Months 2.722% 2.75% $500 and Over (1 time bump after 1 year)
48 Months 2.379% 2.40% $500 and Over (1 time bump after 1 year)
60 Months 3.016% 3.05% $500 and Over (1 time bump after 1 year)

It Pays To Be On the "A" Team

Do you know a high school senior? If so encourage them to join the A Team. Prairie Federal will be giving out a $1,000 scholarship in 2019. The scholarship is open to any high school senior living in PFCU’s field of membership. Just bring in your report card. The more “A’s” earned, the better the odds of winning. When you stop in don’t forget to ask us how we can help you with your financial future. The drawing will be held and the winner will be notified at the end of the current school year.


Donation Requests

When requesting a donation or sponsorship we are now asking that a donation form be completed. Click above for more details.


LOBBY

mon-fri • 8am-5:30pm
sat closed

DRIVE-UP

mon-fri • 7:30am-6pm
sat 8am - 1pm
1430 South Broadway, Minot, ND 58701

1-800-286-1650
1-701-837-5353
Site created and maintained by KKBOLD • copyright ® Prairie Federal Credit Union 2014